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Legal Expenses Insurance - when the going gets tough, get covered

Insurance to help you bring legal action or defend a legal claim.  We can offer cover for this invaluable service that can help you out of the problems or issues you face.
 
As the largest, independently-owned, insurance intermediary in the country, we use our bargaining power to negotiate preferential rates and terms and our network of local offices means we are always on hand to discuss your specific requirements.
 
Increasing Government legislation and alternative ways of conducting tax investigations by the Inland Revenue are placing heavy burdens on businesses nationwide.
 
Commercial legal expenses insurance policies can protect against the cost of potential commercial legal disputes, provide the legal advice and representation businesses need to minimise their exposure to these risks.
 
 
Contact your local office about our legal expenses insurance
 
 
Legal expenses insurance can provide protection against:
  • Employment disputes – employment law and the fear of a claim from an employee, ex-employee or even potential employee is the driving force behind many companies' need for commercial legal expenses insurance.

    Legislation like the new Employment Act 2000 reflected a shift back towards the employee introducing new rights for part-time workers, parental and maternity leave. The Working Time Regulations and National Minimum Wage Act have also increased employee rights.

    All are causing employers to check and in many cases, amend their policies and procedures to remain within the law. Keeping up to date often requires the help of a lawyer and this is where legal protection insurance can help.
  • Tax protection – cover for tax disputes and investigations if the business is subject to an aspect or full enquiry arising from self assessment by the Inland Revenue
  • Legal defence – if you face a criminal prosecution, receive a statutory enforcement notice or experience problems under the Data Protection Act
  • Property disputes and property protection – if you suffer damage to your property or nuisance
  • Contract disputes – if you have contractual disputes with suppliers or business customers
  • Loss of licence – if the business has its licence to undertake normal business activities cancelled, suspended or altered
  • Debt recovery – if you have problems collecting money owed to the business
  • Legal advice – offers a business-related telephone legal advice, an employment manual and on-line business support system
 
Additional benefits
  • Fast, experienced underwriting and claims service
  • Single policy with optional extended cover
 
Next steps
For a quote or more information, simply enquire now via your local office.
   
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