Towergate Risk Solutions will search
the market to find you the best solution that fulfils your
commercial insurance needs. As the largest, independently-owned,
insurance intermediary in the country, we use our bargaining power
to negotiate preferential rates and terms and our network of local
offices means we are always on hand to discuss your specific
requirements.
Specialist insurance
for restaurants and hotels
We offer specialist scheme insurance
tailored specifically for the licensed trade including:
| Trade insurance for hotels and
restaurants |
 |
| Home insurance for resident
owners |
|
| Personal accident insurance |
|
| Travel insurance |
|
Select from a range of liability
cover for the the restaurant and hotel trades including:
- Buildings –
insurance for building structure including boundary walls and
out-buildings
- Contents – insurance
for stock, materials, fixtures, fittings and glass
- Public liability –
cover for legal liabilities arising from injury or damage at the
premises
- Products liability -
covers legal liabilities for injury or damage resulting from goods
sold
- Employers liability
– covers legal liability for injury to employees
- Goods in transit –
covers stock and other items whilst in transit
- Money – ‘all risks’
insurance at or away from premises
- Fidelity guarantee –
insurance for loss of money from theft by employees
- Loss of licence –
provides protection in the event of loss of liquor licence
- Business
interruption – insurance for loss of profits
following:
- loss or damage e.g.
fire
- denial of access should
property in the vicinity of your premises be damaged
- damage to property at the
electricity station or sub station, gas or waterworks
- loss due to notifiable
disease or food or drink supplied, discovery of vermin, pests,
defects in the drains which result in local authority
restrictions
- murder or suicide at the
location which result in local authority restrictions
- Business travel –
insurance for travel in the UK and worldwide
- Replacement locks –
insurance for the cost of replacing locks after theft or loss of
keys
- Personal accident -
cover for you, partners and employees against assault and
accidental injury
- Legal expenses –
cover for costs of employment disputes, debt recovery and VAT
disputes
Additional
benefits
- Fast, experienced underwriting and
claims service
- Single policy with optional extended
cover
- 24-hour legal advice helpline
- No claims bonus available
- Business Link - access to a national
network of independent local business advice centres who provide
assistance with management skills, finance, exporting, technology,
marketing, etc
Next steps
For quotes or more
information, simply enquire now.
