Office Insurance

Specialist office insurance

You can select from a range of office insurance cover including:

• Buildings – insurance for building structure e.g. boundary walls and out-buildings
• Contents – insurance for materials, computers, fixtures, fittings and glass
• Computers – covers computer breakdown and loss of data
• Directors and officers – cover to protect against negligence and legal action
• Professional indemnity – insurance against professional negligence claims
• Public liability – cover for legal liabilities arising from third party injury or damage
• Employers liability – covers legal liability for injury to employees
• Money – ‘all risks’ insurance at or away from premises
• Business interruption – insurance for costs incurred following:
  
  
  • loss or damage e.g. fire
  • denial of access should property in the vicinity of your premises be damaged
  • damage to property at the electricity station or sub station, gas or waterworks
  • loss due to notifiable disease or food or drink supplied, discovery of vermin, pests, defects in the drains which result in local authority restrictions
  • murder or suicide at the location which result in local authority restrictions
    
    
• Business travel – insurance for travel in the UK and worldwide
• Personal accident - cover for you, partners and employees against assault and accidental injury
• Legal expenses – cover for costs of employment disputes, debt recovery and VAT disputes

Additional benefits available

• Fast, experienced underwriting and claims service
• Single policy with optional extended cover
• 24-hour legal advice helpline
• No claims bonus available
• Business Link - access to a national network of independent local business advice centres who provide assistance with management skills, finance, exporting, technology, marketing, etc

Next steps                    
                      
For office insurance quotes and more information, simply contact your local office