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Towergate Risk Solutions Galashiels

Bed and Breakfast Insurance

bed & breakfast insurance


Seasons Select Bed and Breakfast insurance cover, “Your home is your castle” - protect it.

 

Making sure you have the correct insurance for your home whilst catering for bed and breakfast guests is essential.

Get a quote

Get a quote


We have specifically designed this “all in one” bed & breakfast insurance policy to insure your buildings, contents and third party liability thereby eliminating the need for 3 separate insurance policies. With over 20 years experience in bed and breakfast insurance we are constantly reviewing and updating the cover to suit the needs of our customers.

 

When sharing your home with paying guests you will want to ensure that your personal effects are fully insured together with those of your guests.

 

Our B&B insurance policy is ideal if you cater for up to 6 paying guests and is simply rated on the total number of bedrooms in your premises. If you cater for more than 6 paying guests at your b&b please click here to be directed to alternative arrangements.

 

Some key features of our bed and breakfast insurance:

 

Standard insurance cover includes:

  • Contents cover - automatic up to £50,000 (higher limits also catered for)
  • Full accidental damage including damage by paying guests
  • Theft by guests included whether or not there is evidence of a break in
  • Liability to paying guests - up to £2 million
  • Employers’ liability - up to £10 million
  • Loss of income - up to £6,000
  • No deductions for wear and tear
  • Cover for personal effects outside of the home (all risks on personal possessions)
  • Matching sets cover (normally excluded on standard home insurance policies)

Main exclusions:

  • Policy excess of £50
  • Maximum number of guests at any one time is six

To find out more about the bed and breakfast insurance policy please contact us on 0844 892 1591 or get a quote indication online.

   
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